Citi ® Flex Loan Access money from your own Citi card’s current line of credit.

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Citi ® Flex Loan Access money from your own Citi card’s current line of credit.

See in the event the Citi charge card has an offer that will help you manage life’s anticipated and expenses that are unexpected. No credit or application inquiry if you are a Citi cardmember.

A way that is simple access fast funds together with your Citi charge card.

Citi Flex Loan

  • Overview
  • Transcript

Citi Flex Loan on Card

Citi ® Flex Loan Fast funds, from the comfort of your Citi Card

Why choose Citi Flex Loan?

Fixed APR

The attention rate for this offer shall stay fixed through the duration of the mortgage.

No Application

A Citi Flex Loan leverages the current personal line of credit in your Citi bank card, generally there’s no application, credit inquiry or origination cost.

Select Payment Timeline

Choose that loan quantity and repayment terms both centered on your eligibility.

Modify your loan the right path

For illustrative purposes just. Real Offer Terms will be different.

Choose your qualified loan quantity leveraging your available credit line. Your payment that is monthly is determined.

Select from the term that is available. Your APR is fixed through the duration of your Flex Loan.

Select direct deposit to get funds in less than one working day, or always check by mail.

Once you have finished the mortgage procedure and received your funds, you will see the facts of one’s Flex Loan in your statement that is next summary Citi Flex Arrange.

Calculate your repayments.

Get a sense of that which you’d pay predicated on your loan that is eligible quantity.

For illustrative purposes just predicated on a 9.99per cent APR. Real Offer Terms will be different.

Given that’s fast funds without having the hassle

Sign up now to see when you yourself have an available citi flex loan offer.

Citi? Flex Arrange FAQs

Item Description

  • What exactly is a Citi Flex Arrange?

Every so often, Citi can offer you the chance to develop a Citi Flex intend to make fixed payments being month-to-month pay down acquisitions or that loan against your card’s personal line of credit. There are two main approaches to produce a Citi Flex Arrange. With Citi Flex Pay, you are able to pay money for qualified transactions under a Citi Flex Arrange. With Citi Flex Loan you should use your credit line to gain access to funds and pay for everyone funds under a Citi Flex Arrange.

A Citi Flex Loan is really a Citi Flex Plan choice that enables one to borrow funds from your own current Citi charge card account’s borrowing limit and repay it at A apr that is fixed in fixed monthly obligations over a collection timeframe. No application that is separate required.

Citi Flex Pay is a Citi Flex Arrange choice which allows one to simply just take a person bank card purchase and repay it over a collection timeframe with fixed re payments and A apr that is fixed.

Yes, the Citi Flex Arrange quantity is founded on the available credit on your Citi charge card during the time you request your Citi Flex Arrange.

A Citi Flex Loan is paid back in fixed payments, over a collection timeframe. It has a fixed apr that lasts before the Loan balance is compensated in complete. In comparison, a stability transfer typically comes with a promotional APR for a certain duration of the time and becomes section of your credit card balance that is revolving.

A Citi Flex Loan will not demand an application that is separate credit bureau check. Funds are lent from your own Citi that is existing credit’s available personal line of credit. You should have one combined declaration and another minimal payment per month on your charge card account. A conventional individual installment loan is a split account and line of credit, and certainly will typically need a credit card applicatoin and credit bureau check.

See www. Citi/flexloan for extra details.

Finding a Citi Flex Loan

  • Just how do I understand if i will be qualified to receive a Citi Flex Loan?

We may, from time for you time, give you the chance to obtain a Citi Flex Loan. You can observe in case a Citi Flex Loan offer can be acquired for your requirements via your Citi on the web account. Citi Flex Loan provides might be presented on your own Account Overview web web web page or perhaps you may see available provides by choosing the “Services/Credit Card solutions” option from the top menu club. You may additionally call Citi customer support to check always for available provides.

First determine when you have any available provides via Citi Online or phone Citi customer care. If so, choose your offer and choose the payment per month option that most useful matches your preferences. Your payment choices are centered on your available payment terms and asked for loan amount (up to the optimum amount open to you whenever you request your loan).

No, there’s absolutely no charge charged for requesting a Citi Flex Loan. Other account charges, such as belated re payment costs, may nevertheless use.

The minimum amount you borrow with a Citi Flex Loan is $500. The most loan quantity you can easily borrow using a Citi Flex Loan vary according to your available borrowing limit, creditworthiness as well as other facets during the time you request a Citi Flex Loan.

You can travel to the Citi Flex Arrange reputation Page or Citi Cellphone software to look at the status of one’s Citi Flex Loan, your re payment history as title loans with bad credit south dakota well as the balance that is remaining your Citi Flex Loan.

In the event that you choose direct deposit, generally in most cases your Citi Flex Loan funds ought to be deposited into the banking account in 1-2 business times. Within 10 days if you choose to receive a check, you should receive a check payable to you.

Citi Flex Loans aren’t entitled to make benefits points or money back.

Citi Flex Arrange Servicing

  • How exactly does a Citi Flex Loan show up on my declaration?